Terms & Conditions

Website Terms & Conditions
Effective Date: July 13, 2026

These Terms and Conditions (“Terms”) govern your use of the website located at www.dimonda.com (“Website”), owned and operated by Joseph J. diMonda Agency LLC, doing business as diMonda Insurance (“diMonda Insurance,” “we,” “our,” or “us”).

By accessing or using this Website, you agree to be bound by these Terms. If you do not agree with these Terms, please discontinue use of this Website.

1. Purpose of This Website

This Website is provided for informational purposes and to allow visitors to:

Learn about our insurance products and services.
Request insurance quotes.
Contact our agency.
Request policy reviews.
Obtain general insurance information.

Information on this Website is not intended to constitute legal, financial, or insurance advice.

2. No Insurance Coverage Is Bound

Submitting a quote request, contact form, email, text message, voicemail, or any other communication through this Website does not create or bind insurance coverage.

Coverage cannot be bound, modified, renewed, canceled, or reinstated until confirmed by a licensed representative of Joseph J. diMonda Agency LLC and accepted by the applicable insurance carrier.

Do not rely upon electronic communications to report claims or request policy changes.

If you have an emergency claim, please contact your insurance carrier directly using the claims number listed on your policy documents.

3. Quotes

Any insurance quote provided through this Website is:

An estimate only;
Subject to underwriting approval;
Subject to verification of information;
Subject to carrier eligibility requirements;
Subject to applicable state laws.

Final premiums, coverage limits, deductibles, and eligibility may differ from any preliminary quote.

4. Accuracy of Information

You agree that any information submitted through this Website is truthful, complete, and accurate.

Providing false or misleading information may affect eligibility for insurance coverage and may constitute insurance fraud under applicable law.

5. SMS Communications

If you provide your mobile phone number, you expressly consent to receive SMS text messages from Joseph J. diMonda Agency LLC regarding:

Insurance quotes
Policy updates
Appointment reminders
Customer service
Billing reminders
Claims assistance
Other account-related communications

Message frequency varies. Message and data rates may apply.

Consent to receive SMS messages is not a condition of purchasing insurance.

You may opt out at any time by replying STOP.

For assistance, reply HELP or contact our office.

Our SMS communications are also governed by our Privacy Policy.

6. Email Communications

By submitting your email address, you consent to receive communications regarding your insurance inquiry, policy servicing, account notifications, and occasional informational updates.

You may unsubscribe from marketing emails at any time.

7. Intellectual Property

All Website content, including:

Logos
Graphics
Text
Photographs
Designs
Software
Page layouts

is owned by Joseph J. diMonda Agency LLC or used under license and is protected by United States copyright, trademark, and intellectual property laws.

No content may be copied, reproduced, distributed, or republished without prior written permission.

8. Third-Party Websites

This Website may contain links to third-party websites, including insurance carriers and service providers.

We do not control these websites and are not responsible for:

Their content
Their privacy practices
Their availability
Their security

Visiting third-party websites is at your own risk.

9. Disclaimer of Warranties

This Website is provided on an “AS IS” and “AS AVAILABLE” basis.

We make no warranties, express or implied, including warranties of:

Merchantability
Fitness for a particular purpose
Non-infringement
Uninterrupted availability
Accuracy of information

We do not guarantee that the Website will always operate without interruption or error.

10. Limitation of Liability

To the fullest extent permitted by law, Joseph J. diMonda Agency LLC shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from: